LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,495
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,599
−HK$1,121/mo
Today · 4.125%
HK$37,720
baseline
▲ 0.50% · 4.625%
HK$40,016
+HK$2,296/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,440/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,487
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,546
−HK$1,075/mo
Today · 4.125%
HK$41,621
baseline
▲ 0.50% · 4.625%
HK$43,815
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,242/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,593
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,918
−HK$1,346/mo
Today · 4.125%
HK$45,264
baseline
▲ 0.50% · 4.625%
HK$48,019
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,528/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,385
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,656
−HK$1,289/mo
Today · 4.125%
HK$49,945
baseline
▲ 0.50% · 4.625%
HK$52,578
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,890/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,692
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,238
−HK$1,571/mo
Today · 4.125%
HK$52,809
baseline
▲ 0.50% · 4.625%
HK$56,022
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,618/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,282
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,765
−HK$1,504/mo
Today · 4.125%
HK$58,269
baseline
▲ 0.50% · 4.625%
HK$61,340
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,538/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,890
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,878
−HK$2,019/mo
Today · 4.125%
HK$67,897
baseline
▲ 0.50% · 4.625%
HK$72,028
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,794/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,077
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,983
−HK$1,934/mo
Today · 4.125%
HK$74,917
baseline
▲ 0.50% · 4.625%
HK$78,866
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,834/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,727 · Scale 2, in force from 26 Feb 2026)