LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,496
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,600
−HK$1,121/mo
Today · 4.125%
HK$37,721
baseline
▲ 0.50% · 4.625%
HK$40,017
+HK$2,296/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,442/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,488
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,547
−HK$1,075/mo
Today · 4.125%
HK$41,622
baseline
▲ 0.50% · 4.625%
HK$43,816
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,244/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,595
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,920
−HK$1,346/mo
Today · 4.125%
HK$45,266
baseline
▲ 0.50% · 4.625%
HK$48,020
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,532/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,386
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,657
−HK$1,289/mo
Today · 4.125%
HK$49,946
baseline
▲ 0.50% · 4.625%
HK$52,579
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,892/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,694
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,239
−HK$1,571/mo
Today · 4.125%
HK$52,810
baseline
▲ 0.50% · 4.625%
HK$56,023
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,620/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,284
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,766
−HK$1,505/mo
Today · 4.125%
HK$58,271
baseline
▲ 0.50% · 4.625%
HK$61,342
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,542/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,892
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,879
−HK$2,020/mo
Today · 4.125%
HK$67,899
baseline
▲ 0.50% · 4.625%
HK$72,030
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,798/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,079
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,985
−HK$1,934/mo
Today · 4.125%
HK$74,919
baseline
▲ 0.50% · 4.625%
HK$78,868
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,838/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,743 · Scale 2, in force from 26 Feb 2026)