LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,496
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,600
−HK$1,122/mo
Today · 4.125%
HK$37,722
baseline
▲ 0.50% · 4.625%
HK$40,017
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,444/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,489
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,548
−HK$1,075/mo
Today · 4.125%
HK$41,623
baseline
▲ 0.50% · 4.625%
HK$43,817
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,246/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,595
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,920
−HK$1,347/mo
Today · 4.125%
HK$45,267
baseline
▲ 0.50% · 4.625%
HK$48,021
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,534/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,387
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,658
−HK$1,289/mo
Today · 4.125%
HK$49,947
baseline
▲ 0.50% · 4.625%
HK$52,580
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,894/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,695
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,240
−HK$1,571/mo
Today · 4.125%
HK$52,811
baseline
▲ 0.50% · 4.625%
HK$56,024
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,622/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,285
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,768
−HK$1,504/mo
Today · 4.125%
HK$58,272
baseline
▲ 0.50% · 4.625%
HK$61,343
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,544/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,893
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,881
−HK$2,019/mo
Today · 4.125%
HK$67,900
baseline
▲ 0.50% · 4.625%
HK$72,031
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,800/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,080
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,987
−HK$1,934/mo
Today · 4.125%
HK$74,921
baseline
▲ 0.50% · 4.625%
HK$78,870
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,842/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,753 · Scale 2, in force from 26 Feb 2026)