LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,497
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,602
−HK$1,121/mo
Today · 4.125%
HK$37,723
baseline
▲ 0.50% · 4.625%
HK$40,019
+HK$2,296/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,446/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,491
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,550
−HK$1,074/mo
Today · 4.125%
HK$41,624
baseline
▲ 0.50% · 4.625%
HK$43,818
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,248/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,597
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,922
−HK$1,346/mo
Today · 4.125%
HK$45,268
baseline
▲ 0.50% · 4.625%
HK$48,023
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,536/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,389
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,660
−HK$1,289/mo
Today · 4.125%
HK$49,949
baseline
▲ 0.50% · 4.625%
HK$52,582
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,898/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,696
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,242
−HK$1,571/mo
Today · 4.125%
HK$52,813
baseline
▲ 0.50% · 4.625%
HK$56,026
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,626/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,287
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,770
−HK$1,504/mo
Today · 4.125%
HK$58,274
baseline
▲ 0.50% · 4.625%
HK$61,345
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,548/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,895
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,883
−HK$2,019/mo
Today · 4.125%
HK$67,902
baseline
▲ 0.50% · 4.625%
HK$72,034
+HK$4,132/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,804/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,083
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,989
−HK$1,934/mo
Today · 4.125%
HK$74,923
baseline
▲ 0.50% · 4.625%
HK$78,873
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,846/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,775 · Scale 2, in force from 26 Feb 2026)