LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,498
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,602
−HK$1,122/mo
Today · 4.125%
HK$37,724
baseline
▲ 0.50% · 4.625%
HK$40,019
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,448/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,491
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,550
−HK$1,075/mo
Today · 4.125%
HK$41,625
baseline
▲ 0.50% · 4.625%
HK$43,819
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,250/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,597
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,922
−HK$1,347/mo
Today · 4.125%
HK$45,269
baseline
▲ 0.50% · 4.625%
HK$48,023
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,538/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,389
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,660
−HK$1,289/mo
Today · 4.125%
HK$49,949
baseline
▲ 0.50% · 4.625%
HK$52,582
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,898/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,697
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,243
−HK$1,570/mo
Today · 4.125%
HK$52,813
baseline
▲ 0.50% · 4.625%
HK$56,027
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,626/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,287
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,770
−HK$1,504/mo
Today · 4.125%
HK$58,274
baseline
▲ 0.50% · 4.625%
HK$61,346
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,548/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,896
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,884
−HK$2,019/mo
Today · 4.125%
HK$67,903
baseline
▲ 0.50% · 4.625%
HK$72,035
+HK$4,132/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,806/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,084
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,990
−HK$1,934/mo
Today · 4.125%
HK$74,924
baseline
▲ 0.50% · 4.625%
HK$78,873
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,848/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,780 · Scale 2, in force from 26 Feb 2026)