LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,499
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,603
−HK$1,122/mo
Today · 4.125%
HK$37,725
baseline
▲ 0.50% · 4.625%
HK$40,021
+HK$2,296/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,450/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,492
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,551
−HK$1,075/mo
Today · 4.125%
HK$41,626
baseline
▲ 0.50% · 4.625%
HK$43,820
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,252/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,599
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,924
−HK$1,346/mo
Today · 4.125%
HK$45,270
baseline
▲ 0.50% · 4.625%
HK$48,025
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,540/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,391
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,662
−HK$1,289/mo
Today · 4.125%
HK$49,951
baseline
▲ 0.50% · 4.625%
HK$52,584
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,902/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,699
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,244
−HK$1,571/mo
Today · 4.125%
HK$52,815
baseline
▲ 0.50% · 4.625%
HK$56,029
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,630/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,289
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,772
−HK$1,504/mo
Today · 4.125%
HK$58,276
baseline
▲ 0.50% · 4.625%
HK$61,348
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,552/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,898
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,886
−HK$2,019/mo
Today · 4.125%
HK$67,905
baseline
▲ 0.50% · 4.625%
HK$72,037
+HK$4,132/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,810/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,086
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,993
−HK$1,934/mo
Today · 4.125%
HK$74,927
baseline
▲ 0.50% · 4.625%
HK$78,876
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,854/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,799 · Scale 2, in force from 26 Feb 2026)