LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,500
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,604
−HK$1,122/mo
Today · 4.125%
HK$37,726
baseline
▲ 0.50% · 4.625%
HK$40,022
+HK$2,296/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,452/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,494
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,553
−HK$1,074/mo
Today · 4.125%
HK$41,627
baseline
▲ 0.50% · 4.625%
HK$43,822
+HK$2,195/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,254/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,600
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,925
−HK$1,347/mo
Today · 4.125%
HK$45,272
baseline
▲ 0.50% · 4.625%
HK$48,026
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,544/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,392
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,663
−HK$1,290/mo
Today · 4.125%
HK$49,953
baseline
▲ 0.50% · 4.625%
HK$52,586
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,906/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,700
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,246
−HK$1,571/mo
Today · 4.125%
HK$52,817
baseline
▲ 0.50% · 4.625%
HK$56,031
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,634/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,291
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,774
−HK$1,504/mo
Today · 4.125%
HK$58,278
baseline
▲ 0.50% · 4.625%
HK$61,350
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,556/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,900
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,888
−HK$2,020/mo
Today · 4.125%
HK$67,908
baseline
▲ 0.50% · 4.625%
HK$72,040
+HK$4,132/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,816/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,089
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,995
−HK$1,934/mo
Today · 4.125%
HK$74,929
baseline
▲ 0.50% · 4.625%
HK$78,879
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,858/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,820 · Scale 2, in force from 26 Feb 2026)