LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,500
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,605
−HK$1,122/mo
Today · 4.125%
HK$37,727
baseline
▲ 0.50% · 4.625%
HK$40,022
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,454/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,494
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,553
−HK$1,075/mo
Today · 4.125%
HK$41,628
baseline
▲ 0.50% · 4.625%
HK$43,822
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,256/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,601
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,926
−HK$1,346/mo
Today · 4.125%
HK$45,272
baseline
▲ 0.50% · 4.625%
HK$48,027
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,544/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,393
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,664
−HK$1,289/mo
Today · 4.125%
HK$49,953
baseline
▲ 0.50% · 4.625%
HK$52,586
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,906/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,701
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,247
−HK$1,570/mo
Today · 4.125%
HK$52,817
baseline
▲ 0.50% · 4.625%
HK$56,031
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,634/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,291
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,774
−HK$1,505/mo
Today · 4.125%
HK$58,279
baseline
▲ 0.50% · 4.625%
HK$61,351
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,558/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,901
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,889
−HK$2,019/mo
Today · 4.125%
HK$67,908
baseline
▲ 0.50% · 4.625%
HK$72,040
+HK$4,132/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,816/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,089
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,996
−HK$1,934/mo
Today · 4.125%
HK$74,930
baseline
▲ 0.50% · 4.625%
HK$78,879
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,860/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,824 · Scale 2, in force from 26 Feb 2026)