LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,502
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,606
−HK$1,122/mo
Today · 4.125%
HK$37,728
baseline
▲ 0.50% · 4.625%
HK$40,024
+HK$2,296/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,456/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,496
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,555
−HK$1,074/mo
Today · 4.125%
HK$41,629
baseline
▲ 0.50% · 4.625%
HK$43,824
+HK$2,195/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,258/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,602
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,928
−HK$1,346/mo
Today · 4.125%
HK$45,274
baseline
▲ 0.50% · 4.625%
HK$48,029
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,548/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,395
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,666
−HK$1,289/mo
Today · 4.125%
HK$49,955
baseline
▲ 0.50% · 4.625%
HK$52,589
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,910/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,703
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,249
−HK$1,571/mo
Today · 4.125%
HK$52,820
baseline
▲ 0.50% · 4.625%
HK$56,034
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,640/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,294
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,777
−HK$1,504/mo
Today · 4.125%
HK$58,281
baseline
▲ 0.50% · 4.625%
HK$61,353
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,562/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,904
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,891
−HK$2,020/mo
Today · 4.125%
HK$67,911
baseline
▲ 0.50% · 4.625%
HK$72,043
+HK$4,132/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,822/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,092
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,999
−HK$1,934/mo
Today · 4.125%
HK$74,933
baseline
▲ 0.50% · 4.625%
HK$78,883
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,866/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,849 · Scale 2, in force from 26 Feb 2026)