LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,504
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,609
−HK$1,122/mo
Today · 4.125%
HK$37,731
baseline
▲ 0.50% · 4.625%
HK$40,027
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,462/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,498
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,558
−HK$1,074/mo
Today · 4.125%
HK$41,632
baseline
▲ 0.50% · 4.625%
HK$43,827
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,264/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,605
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,931
−HK$1,346/mo
Today · 4.125%
HK$45,277
baseline
▲ 0.50% · 4.625%
HK$48,032
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,554/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,398
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,669
−HK$1,290/mo
Today · 4.125%
HK$49,959
baseline
▲ 0.50% · 4.625%
HK$52,592
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,918/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,706
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,252
−HK$1,571/mo
Today · 4.125%
HK$52,823
baseline
▲ 0.50% · 4.625%
HK$56,037
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,646/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,298
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,781
−HK$1,504/mo
Today · 4.125%
HK$58,285
baseline
▲ 0.50% · 4.625%
HK$61,358
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,570/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,908
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,896
−HK$2,020/mo
Today · 4.125%
HK$67,916
baseline
▲ 0.50% · 4.625%
HK$72,048
+HK$4,132/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,832/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,097
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,004
−HK$1,934/mo
Today · 4.125%
HK$74,938
baseline
▲ 0.50% · 4.625%
HK$78,888
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,876/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,890 · Scale 2, in force from 26 Feb 2026)