LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,505
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,609
−HK$1,122/mo
Today · 4.125%
HK$37,731
baseline
▲ 0.50% · 4.625%
HK$40,027
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,462/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,499
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,558
−HK$1,075/mo
Today · 4.125%
HK$41,633
baseline
▲ 0.50% · 4.625%
HK$43,827
+HK$2,194/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,266/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,606
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,931
−HK$1,347/mo
Today · 4.125%
HK$45,278
baseline
▲ 0.50% · 4.625%
HK$48,033
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,556/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,398
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,670
−HK$1,289/mo
Today · 4.125%
HK$49,959
baseline
▲ 0.50% · 4.625%
HK$52,593
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,918/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,707
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,253
−HK$1,571/mo
Today · 4.125%
HK$52,824
baseline
▲ 0.50% · 4.625%
HK$56,038
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,648/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,298
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,781
−HK$1,505/mo
Today · 4.125%
HK$58,286
baseline
▲ 0.50% · 4.625%
HK$61,358
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,572/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,909
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,897
−HK$2,019/mo
Today · 4.125%
HK$67,916
baseline
▲ 0.50% · 4.625%
HK$72,049
+HK$4,133/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,832/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,098
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,005
−HK$1,934/mo
Today · 4.125%
HK$74,939
baseline
▲ 0.50% · 4.625%
HK$78,889
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,878/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,895 · Scale 2, in force from 26 Feb 2026)