LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,505
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,610
−HK$1,122/mo
Today · 4.125%
HK$37,732
baseline
▲ 0.50% · 4.625%
HK$40,028
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,464/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,499
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,559
−HK$1,074/mo
Today · 4.125%
HK$41,633
baseline
▲ 0.50% · 4.625%
HK$43,828
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,266/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,606
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,932
−HK$1,346/mo
Today · 4.125%
HK$45,278
baseline
▲ 0.50% · 4.625%
HK$48,033
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,556/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,399
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,670
−HK$1,290/mo
Today · 4.125%
HK$49,960
baseline
▲ 0.50% · 4.625%
HK$52,593
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,920/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,707
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,254
−HK$1,571/mo
Today · 4.125%
HK$52,825
baseline
▲ 0.50% · 4.625%
HK$56,039
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,650/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,299
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,782
−HK$1,505/mo
Today · 4.125%
HK$58,287
baseline
▲ 0.50% · 4.625%
HK$61,359
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,574/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,910
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,897
−HK$2,020/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$72,050
+HK$4,133/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,099
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,006
−HK$1,934/mo
Today · 4.125%
HK$74,940
baseline
▲ 0.50% · 4.625%
HK$78,890
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,880/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,903 · Scale 2, in force from 26 Feb 2026)