LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,506
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,610
−HK$1,122/mo
Today · 4.125%
HK$37,732
baseline
▲ 0.50% · 4.625%
HK$40,028
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,464/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,500
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,559
−HK$1,075/mo
Today · 4.125%
HK$41,634
baseline
▲ 0.50% · 4.625%
HK$43,828
+HK$2,194/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,268/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,607
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,932
−HK$1,347/mo
Today · 4.125%
HK$45,279
baseline
▲ 0.50% · 4.625%
HK$48,034
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,558/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,400
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,671
−HK$1,290/mo
Today · 4.125%
HK$49,961
baseline
▲ 0.50% · 4.625%
HK$52,594
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,922/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,708
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,254
−HK$1,571/mo
Today · 4.125%
HK$52,825
baseline
▲ 0.50% · 4.625%
HK$56,040
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,650/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,300
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,783
−HK$1,504/mo
Today · 4.125%
HK$58,287
baseline
▲ 0.50% · 4.625%
HK$61,360
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,574/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,910
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,898
−HK$2,020/mo
Today · 4.125%
HK$67,918
baseline
▲ 0.50% · 4.625%
HK$72,051
+HK$4,133/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,836/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,100
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,007
−HK$1,934/mo
Today · 4.125%
HK$74,941
baseline
▲ 0.50% · 4.625%
HK$78,891
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,882/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,912 · Scale 2, in force from 26 Feb 2026)