LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,506
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,611
−HK$1,122/mo
Today · 4.125%
HK$37,733
baseline
▲ 0.50% · 4.625%
HK$40,029
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,466/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,500
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,560
−HK$1,074/mo
Today · 4.125%
HK$41,634
baseline
▲ 0.50% · 4.625%
HK$43,829
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,268/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,607
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,933
−HK$1,346/mo
Today · 4.125%
HK$45,279
baseline
▲ 0.50% · 4.625%
HK$48,034
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,558/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,400
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,672
−HK$1,289/mo
Today · 4.125%
HK$49,961
baseline
▲ 0.50% · 4.625%
HK$52,595
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,922/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,709
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,255
−HK$1,571/mo
Today · 4.125%
HK$52,826
baseline
▲ 0.50% · 4.625%
HK$56,040
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,652/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,300
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,784
−HK$1,504/mo
Today · 4.125%
HK$58,288
baseline
▲ 0.50% · 4.625%
HK$61,361
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,576/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,911
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,899
−HK$2,020/mo
Today · 4.125%
HK$67,919
baseline
▲ 0.50% · 4.625%
HK$72,052
+HK$4,133/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,838/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,101
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,007
−HK$1,935/mo
Today · 4.125%
HK$74,942
baseline
▲ 0.50% · 4.625%
HK$78,892
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,884/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,919 · Scale 2, in force from 26 Feb 2026)