LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,507
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,612
−HK$1,122/mo
Today · 4.125%
HK$37,734
baseline
▲ 0.50% · 4.625%
HK$40,030
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,468/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,501
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,561
−HK$1,075/mo
Today · 4.125%
HK$41,636
baseline
▲ 0.50% · 4.625%
HK$43,830
+HK$2,194/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,272/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,609
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,934
−HK$1,347/mo
Today · 4.125%
HK$45,281
baseline
▲ 0.50% · 4.625%
HK$48,036
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,562/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,402
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,673
−HK$1,290/mo
Today · 4.125%
HK$49,963
baseline
▲ 0.50% · 4.625%
HK$52,596
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,926/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,710
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,256
−HK$1,571/mo
Today · 4.125%
HK$52,827
baseline
▲ 0.50% · 4.625%
HK$56,042
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,654/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,302
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,785
−HK$1,505/mo
Today · 4.125%
HK$58,290
baseline
▲ 0.50% · 4.625%
HK$61,362
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,580/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,913
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,901
−HK$2,020/mo
Today · 4.125%
HK$67,921
baseline
▲ 0.50% · 4.625%
HK$72,054
+HK$4,133/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,842/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,103
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,010
−HK$1,934/mo
Today · 4.125%
HK$74,944
baseline
▲ 0.50% · 4.625%
HK$78,894
+HK$3,950/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,888/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,935 · Scale 2, in force from 26 Feb 2026)