LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,508
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,612
−HK$1,122/mo
Today · 4.125%
HK$37,734
baseline
▲ 0.50% · 4.625%
HK$40,031
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,468/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,502
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,562
−HK$1,074/mo
Today · 4.125%
HK$41,636
baseline
▲ 0.50% · 4.625%
HK$43,831
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,272/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,609
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,935
−HK$1,346/mo
Today · 4.125%
HK$45,281
baseline
▲ 0.50% · 4.625%
HK$48,037
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,562/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,403
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,674
−HK$1,290/mo
Today · 4.125%
HK$49,964
baseline
▲ 0.50% · 4.625%
HK$52,597
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,928/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,711
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,257
−HK$1,571/mo
Today · 4.125%
HK$52,828
baseline
▲ 0.50% · 4.625%
HK$56,043
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,656/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,303
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,786
−HK$1,505/mo
Today · 4.125%
HK$58,291
baseline
▲ 0.50% · 4.625%
HK$61,363
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,582/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,914
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,902
−HK$2,020/mo
Today · 4.125%
HK$67,922
baseline
▲ 0.50% · 4.625%
HK$72,055
+HK$4,133/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,844/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,104
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,011
−HK$1,934/mo
Today · 4.125%
HK$74,945
baseline
▲ 0.50% · 4.625%
HK$78,896
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,890/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,945 · Scale 2, in force from 26 Feb 2026)