LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,510
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,615
−HK$1,122/mo
Today · 4.125%
HK$37,737
baseline
▲ 0.50% · 4.625%
HK$40,033
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,474/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,505
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,564
−HK$1,075/mo
Today · 4.125%
HK$41,639
baseline
▲ 0.50% · 4.625%
HK$43,834
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,278/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,612
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,938
−HK$1,346/mo
Today · 4.125%
HK$45,284
baseline
▲ 0.50% · 4.625%
HK$48,040
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,568/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,406
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,677
−HK$1,290/mo
Today · 4.125%
HK$49,967
baseline
▲ 0.50% · 4.625%
HK$52,601
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,934/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,714
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,261
−HK$1,571/mo
Today · 4.125%
HK$52,832
baseline
▲ 0.50% · 4.625%
HK$56,046
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,664/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,307
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,790
−HK$1,505/mo
Today · 4.125%
HK$58,295
baseline
▲ 0.50% · 4.625%
HK$61,367
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,590/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,918
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,906
−HK$2,020/mo
Today · 4.125%
HK$67,926
baseline
▲ 0.50% · 4.625%
HK$72,060
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,852/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,108
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,015
−HK$1,935/mo
Today · 4.125%
HK$74,950
baseline
▲ 0.50% · 4.625%
HK$78,901
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,900/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,983 · Scale 2, in force from 26 Feb 2026)