LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,511
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,615
−HK$1,123/mo
Today · 4.125%
HK$37,738
baseline
▲ 0.50% · 4.625%
HK$40,034
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,476/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,505
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,565
−HK$1,075/mo
Today · 4.125%
HK$41,640
baseline
▲ 0.50% · 4.625%
HK$43,835
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,280/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,613
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,938
−HK$1,347/mo
Today · 4.125%
HK$45,285
baseline
▲ 0.50% · 4.625%
HK$48,041
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,570/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,406
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,678
−HK$1,290/mo
Today · 4.125%
HK$49,968
baseline
▲ 0.50% · 4.625%
HK$52,602
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,936/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,715
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,261
−HK$1,572/mo
Today · 4.125%
HK$52,833
baseline
▲ 0.50% · 4.625%
HK$56,047
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,666/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,308
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,791
−HK$1,505/mo
Today · 4.125%
HK$58,296
baseline
▲ 0.50% · 4.625%
HK$61,368
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,592/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$583,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,919
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,908
−HK$2,020/mo
Today · 4.125%
HK$67,928
baseline
▲ 0.50% · 4.625%
HK$72,061
+HK$4,133/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,856/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,110
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,017
−HK$1,934/mo
Today · 4.125%
HK$74,951
baseline
▲ 0.50% · 4.625%
HK$78,902
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,902/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,993 · Scale 2, in force from 26 Feb 2026)