LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,512
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,617
−HK$1,122/mo
Today · 4.125%
HK$37,739
baseline
▲ 0.50% · 4.625%
HK$40,035
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,478/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,507
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,566
−HK$1,075/mo
Today · 4.125%
HK$41,641
baseline
▲ 0.50% · 4.625%
HK$43,836
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,282/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,614
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,940
−HK$1,347/mo
Today · 4.125%
HK$45,287
baseline
▲ 0.50% · 4.625%
HK$48,042
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,574/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,408
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,680
−HK$1,289/mo
Today · 4.125%
HK$49,969
baseline
▲ 0.50% · 4.625%
HK$52,603
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,938/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,717
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,263
−HK$1,572/mo
Today · 4.125%
HK$52,835
baseline
▲ 0.50% · 4.625%
HK$56,049
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,670/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,310
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,793
−HK$1,505/mo
Today · 4.125%
HK$58,298
baseline
▲ 0.50% · 4.625%
HK$61,371
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,596/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,922
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,910
−HK$2,020/mo
Today · 4.125%
HK$67,930
baseline
▲ 0.50% · 4.625%
HK$72,064
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,860/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,112
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,019
−HK$1,935/mo
Today · 4.125%
HK$74,954
baseline
▲ 0.50% · 4.625%
HK$78,905
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,908/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,015 · Scale 2, in force from 26 Feb 2026)