LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,513
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,618
−HK$1,122/mo
Today · 4.125%
HK$37,740
baseline
▲ 0.50% · 4.625%
HK$40,036
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,480/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,508
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,568
−HK$1,074/mo
Today · 4.125%
HK$41,642
baseline
▲ 0.50% · 4.625%
HK$43,837
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,284/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,616
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,941
−HK$1,347/mo
Today · 4.125%
HK$45,288
baseline
▲ 0.50% · 4.625%
HK$48,044
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,576/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,410
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,681
−HK$1,290/mo
Today · 4.125%
HK$49,971
baseline
▲ 0.50% · 4.625%
HK$52,605
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,942/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,718
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,265
−HK$1,571/mo
Today · 4.125%
HK$52,836
baseline
▲ 0.50% · 4.625%
HK$56,051
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,672/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,311
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,795
−HK$1,504/mo
Today · 4.125%
HK$58,299
baseline
▲ 0.50% · 4.625%
HK$61,372
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,598/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,924
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,912
−HK$2,020/mo
Today · 4.125%
HK$67,932
baseline
▲ 0.50% · 4.625%
HK$72,066
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,864/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,114
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,022
−HK$1,934/mo
Today · 4.125%
HK$74,956
baseline
▲ 0.50% · 4.625%
HK$78,907
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,912/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,032 · Scale 2, in force from 26 Feb 2026)