LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,515
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,619
−HK$1,123/mo
Today · 4.125%
HK$37,742
baseline
▲ 0.50% · 4.625%
HK$40,038
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,484/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,510
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,569
−HK$1,075/mo
Today · 4.125%
HK$41,644
baseline
▲ 0.50% · 4.625%
HK$43,840
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,288/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,618
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,943
−HK$1,347/mo
Today · 4.125%
HK$45,290
baseline
▲ 0.50% · 4.625%
HK$48,046
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,580/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,412
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,683
−HK$1,290/mo
Today · 4.125%
HK$49,973
baseline
▲ 0.50% · 4.625%
HK$52,607
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,946/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,721
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,267
−HK$1,572/mo
Today · 4.125%
HK$52,839
baseline
▲ 0.50% · 4.625%
HK$56,054
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,678/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,314
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,797
−HK$1,505/mo
Today · 4.125%
HK$58,302
baseline
▲ 0.50% · 4.625%
HK$61,375
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,604/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,927
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,915
−HK$2,020/mo
Today · 4.125%
HK$67,935
baseline
▲ 0.50% · 4.625%
HK$72,069
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,870/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,118
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,025
−HK$1,935/mo
Today · 4.125%
HK$74,960
baseline
▲ 0.50% · 4.625%
HK$78,911
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,920/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,059 · Scale 2, in force from 26 Feb 2026)