LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,516
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,620
−HK$1,123/mo
Today · 4.125%
HK$37,743
baseline
▲ 0.50% · 4.625%
HK$40,039
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,486/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,511
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,571
−HK$1,075/mo
Today · 4.125%
HK$41,646
baseline
▲ 0.50% · 4.625%
HK$43,841
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,292/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,619
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,945
−HK$1,346/mo
Today · 4.125%
HK$45,291
baseline
▲ 0.50% · 4.625%
HK$48,047
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,582/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,413
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,685
−HK$1,290/mo
Today · 4.125%
HK$49,975
baseline
▲ 0.50% · 4.625%
HK$52,609
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,950/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,722
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,269
−HK$1,571/mo
Today · 4.125%
HK$52,840
baseline
▲ 0.50% · 4.625%
HK$56,055
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,680/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,315
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,799
−HK$1,505/mo
Today · 4.125%
HK$58,304
baseline
▲ 0.50% · 4.625%
HK$61,377
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,608/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,928
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,917
−HK$2,020/mo
Today · 4.125%
HK$67,937
baseline
▲ 0.50% · 4.625%
HK$72,071
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,874/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,120
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,027
−HK$1,935/mo
Today · 4.125%
HK$74,962
baseline
▲ 0.50% · 4.625%
HK$78,913
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,924/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,075 · Scale 2, in force from 26 Feb 2026)