LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,517
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,622
−HK$1,123/mo
Today · 4.125%
HK$37,745
baseline
▲ 0.50% · 4.625%
HK$40,041
+HK$2,296/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,490/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,513
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,573
−HK$1,075/mo
Today · 4.125%
HK$41,648
baseline
▲ 0.50% · 4.625%
HK$43,843
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,296/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,621
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,947
−HK$1,347/mo
Today · 4.125%
HK$45,294
baseline
▲ 0.50% · 4.625%
HK$48,050
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,588/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,415
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,687
−HK$1,290/mo
Today · 4.125%
HK$49,977
baseline
▲ 0.50% · 4.625%
HK$52,611
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,954/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,724
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,271
−HK$1,572/mo
Today · 4.125%
HK$52,843
baseline
▲ 0.50% · 4.625%
HK$56,058
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,686/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,318
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,802
−HK$1,505/mo
Today · 4.125%
HK$58,307
baseline
▲ 0.50% · 4.625%
HK$61,380
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,614/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,931
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,920
−HK$2,021/mo
Today · 4.125%
HK$67,941
baseline
▲ 0.50% · 4.625%
HK$72,075
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,882/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,123
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,031
−HK$1,935/mo
Today · 4.125%
HK$74,966
baseline
▲ 0.50% · 4.625%
HK$78,917
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,932/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,104 · Scale 2, in force from 26 Feb 2026)