LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,518
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,623
−HK$1,122/mo
Today · 4.125%
HK$37,745
baseline
▲ 0.50% · 4.625%
HK$40,042
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,490/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,514
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,573
−HK$1,075/mo
Today · 4.125%
HK$41,648
baseline
▲ 0.50% · 4.625%
HK$43,844
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,296/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,622
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,948
−HK$1,347/mo
Today · 4.125%
HK$45,295
baseline
▲ 0.50% · 4.625%
HK$48,051
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,590/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,416
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,688
−HK$1,290/mo
Today · 4.125%
HK$49,978
baseline
▲ 0.50% · 4.625%
HK$52,612
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,956/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,725
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,272
−HK$1,572/mo
Today · 4.125%
HK$52,844
baseline
▲ 0.50% · 4.625%
HK$56,059
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,688/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,319
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,803
−HK$1,505/mo
Today · 4.125%
HK$58,308
baseline
▲ 0.50% · 4.625%
HK$61,381
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,616/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,933
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,921
−HK$2,021/mo
Today · 4.125%
HK$67,942
baseline
▲ 0.50% · 4.625%
HK$72,076
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,884/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,124
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,032
−HK$1,935/mo
Today · 4.125%
HK$74,967
baseline
▲ 0.50% · 4.625%
HK$78,919
+HK$3,952/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,934/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,115 · Scale 2, in force from 26 Feb 2026)