LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,519
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,624
−HK$1,122/mo
Today · 4.125%
HK$37,746
baseline
▲ 0.50% · 4.625%
HK$40,043
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,492/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,514
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,574
−HK$1,075/mo
Today · 4.125%
HK$41,649
baseline
▲ 0.50% · 4.625%
HK$43,845
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,298/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,623
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,949
−HK$1,347/mo
Today · 4.125%
HK$45,296
baseline
▲ 0.50% · 4.625%
HK$48,052
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,592/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,417
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,689
−HK$1,290/mo
Today · 4.125%
HK$49,979
baseline
▲ 0.50% · 4.625%
HK$52,614
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,958/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$584,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,726
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,273
−HK$1,572/mo
Today · 4.125%
HK$52,845
baseline
▲ 0.50% · 4.625%
HK$56,060
+HK$3,215/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,690/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,320
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,804
−HK$1,505/mo
Today · 4.125%
HK$58,309
baseline
▲ 0.50% · 4.625%
HK$61,383
+HK$3,074/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,618/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,934
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,923
−HK$2,020/mo
Today · 4.125%
HK$67,943
baseline
▲ 0.50% · 4.625%
HK$72,077
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,886/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,126
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,034
−HK$1,935/mo
Today · 4.125%
HK$74,969
baseline
▲ 0.50% · 4.625%
HK$78,920
+HK$3,951/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,938/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,127 · Scale 2, in force from 26 Feb 2026)