LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,521
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,625
−HK$1,123/mo
Today · 4.125%
HK$37,748
baseline
▲ 0.50% · 4.625%
HK$40,045
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,496/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,516
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,576
−HK$1,075/mo
Today · 4.125%
HK$41,651
baseline
▲ 0.50% · 4.625%
HK$43,847
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,302/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,625
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,950
−HK$1,348/mo
Today · 4.125%
HK$45,298
baseline
▲ 0.50% · 4.625%
HK$48,054
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,596/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,419
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,691
−HK$1,290/mo
Today · 4.125%
HK$49,981
baseline
▲ 0.50% · 4.625%
HK$52,616
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,962/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,729
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,276
−HK$1,571/mo
Today · 4.125%
HK$52,847
baseline
▲ 0.50% · 4.625%
HK$56,063
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,694/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,323
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,806
−HK$1,506/mo
Today · 4.125%
HK$58,312
baseline
▲ 0.50% · 4.625%
HK$61,385
+HK$3,073/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,624/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,937
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,926
−HK$2,020/mo
Today · 4.125%
HK$67,946
baseline
▲ 0.50% · 4.625%
HK$72,081
+HK$4,135/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,892/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,129
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,037
−HK$1,935/mo
Today · 4.125%
HK$74,972
baseline
▲ 0.50% · 4.625%
HK$78,924
+HK$3,952/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,944/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,154 · Scale 2, in force from 26 Feb 2026)