LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,522
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,627
−HK$1,122/mo
Today · 4.125%
HK$37,749
baseline
▲ 0.50% · 4.625%
HK$40,046
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,498/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,518
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,577
−HK$1,076/mo
Today · 4.125%
HK$41,653
baseline
▲ 0.50% · 4.625%
HK$43,848
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,306/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,626
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,952
−HK$1,347/mo
Today · 4.125%
HK$45,299
baseline
▲ 0.50% · 4.625%
HK$48,056
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,598/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,421
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,693
−HK$1,290/mo
Today · 4.125%
HK$49,983
baseline
▲ 0.50% · 4.625%
HK$52,618
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,966/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,731
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,277
−HK$1,572/mo
Today · 4.125%
HK$52,849
baseline
▲ 0.50% · 4.625%
HK$56,065
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,698/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,325
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,808
−HK$1,506/mo
Today · 4.125%
HK$58,314
baseline
▲ 0.50% · 4.625%
HK$61,388
+HK$3,074/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,628/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,939
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,928
−HK$2,021/mo
Today · 4.125%
HK$67,949
baseline
▲ 0.50% · 4.625%
HK$72,083
+HK$4,134/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,898/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,132
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,039
−HK$1,936/mo
Today · 4.125%
HK$74,975
baseline
▲ 0.50% · 4.625%
HK$78,927
+HK$3,952/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,950/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,175 · Scale 2, in force from 26 Feb 2026)