LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,524
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,629
−HK$1,122/mo
Today · 4.125%
HK$37,751
baseline
▲ 0.50% · 4.625%
HK$40,048
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,502/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,520
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,579
−HK$1,076/mo
Today · 4.125%
HK$41,655
baseline
▲ 0.50% · 4.625%
HK$43,850
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,310/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,628
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,954
−HK$1,347/mo
Today · 4.125%
HK$45,301
baseline
▲ 0.50% · 4.625%
HK$48,058
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,602/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,423
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,695
−HK$1,291/mo
Today · 4.125%
HK$49,986
baseline
▲ 0.50% · 4.625%
HK$52,620
+HK$2,634/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,972/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,733
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,280
−HK$1,572/mo
Today · 4.125%
HK$52,852
baseline
▲ 0.50% · 4.625%
HK$56,068
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,704/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,327
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,811
−HK$1,506/mo
Today · 4.125%
HK$58,317
baseline
▲ 0.50% · 4.625%
HK$61,391
+HK$3,074/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,634/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,942
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,931
−HK$2,021/mo
Today · 4.125%
HK$67,952
baseline
▲ 0.50% · 4.625%
HK$72,087
+HK$4,135/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,904/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,135
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,043
−HK$1,935/mo
Today · 4.125%
HK$74,978
baseline
▲ 0.50% · 4.625%
HK$78,931
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,956/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,203 · Scale 2, in force from 26 Feb 2026)