LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,524
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,629
−HK$1,123/mo
Today · 4.125%
HK$37,752
baseline
▲ 0.50% · 4.625%
HK$40,049
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,504/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,521
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,580
−HK$1,076/mo
Today · 4.125%
HK$41,656
baseline
▲ 0.50% · 4.625%
HK$43,851
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,312/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,629
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,955
−HK$1,347/mo
Today · 4.125%
HK$45,302
baseline
▲ 0.50% · 4.625%
HK$48,059
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,604/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,425
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,697
−HK$1,290/mo
Today · 4.125%
HK$49,987
baseline
▲ 0.50% · 4.625%
HK$52,622
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,974/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,734
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,281
−HK$1,572/mo
Today · 4.125%
HK$52,853
baseline
▲ 0.50% · 4.625%
HK$56,069
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,706/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,329
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,813
−HK$1,505/mo
Today · 4.125%
HK$58,318
baseline
▲ 0.50% · 4.625%
HK$61,392
+HK$3,074/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,636/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,944
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,933
−HK$2,021/mo
Today · 4.125%
HK$67,954
baseline
▲ 0.50% · 4.625%
HK$72,089
+HK$4,135/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,908/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,137
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,045
−HK$1,935/mo
Today · 4.125%
HK$74,980
baseline
▲ 0.50% · 4.625%
HK$78,933
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,960/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,217 · Scale 2, in force from 26 Feb 2026)