LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,525
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,630
−HK$1,123/mo
Today · 4.125%
HK$37,753
baseline
▲ 0.50% · 4.625%
HK$40,050
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,506/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,521
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,581
−HK$1,076/mo
Today · 4.125%
HK$41,657
baseline
▲ 0.50% · 4.625%
HK$43,852
+HK$2,195/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,314/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,630
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,956
−HK$1,348/mo
Today · 4.125%
HK$45,304
baseline
▲ 0.50% · 4.625%
HK$48,060
+HK$2,756/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,608/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,426
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,698
−HK$1,290/mo
Today · 4.125%
HK$49,988
baseline
▲ 0.50% · 4.625%
HK$52,623
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,976/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,735
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,282
−HK$1,572/mo
Today · 4.125%
HK$52,854
baseline
▲ 0.50% · 4.625%
HK$56,070
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,708/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,330
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,814
−HK$1,505/mo
Today · 4.125%
HK$58,319
baseline
▲ 0.50% · 4.625%
HK$61,393
+HK$3,074/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,638/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,945
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,934
−HK$2,021/mo
Today · 4.125%
HK$67,955
baseline
▲ 0.50% · 4.625%
HK$72,090
+HK$4,135/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,910/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,139
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,047
−HK$1,935/mo
Today · 4.125%
HK$74,982
baseline
▲ 0.50% · 4.625%
HK$78,934
+HK$3,952/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,964/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,231 · Scale 2, in force from 26 Feb 2026)