LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,526
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,632
−HK$1,122/mo
Today · 4.125%
HK$37,754
baseline
▲ 0.50% · 4.625%
HK$40,052
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,508/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,523
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,583
−HK$1,075/mo
Today · 4.125%
HK$41,658
baseline
▲ 0.50% · 4.625%
HK$43,854
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,316/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,632
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,958
−HK$1,347/mo
Today · 4.125%
HK$45,305
baseline
▲ 0.50% · 4.625%
HK$48,062
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,610/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,427
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,699
−HK$1,291/mo
Today · 4.125%
HK$49,990
baseline
▲ 0.50% · 4.625%
HK$52,625
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,980/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,737
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,284
−HK$1,572/mo
Today · 4.125%
HK$52,856
baseline
▲ 0.50% · 4.625%
HK$56,072
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,712/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,332
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,816
−HK$1,505/mo
Today · 4.125%
HK$58,321
baseline
▲ 0.50% · 4.625%
HK$61,396
+HK$3,075/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,642/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,948
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,937
−HK$2,021/mo
Today · 4.125%
HK$67,958
baseline
▲ 0.50% · 4.625%
HK$72,093
+HK$4,135/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,916/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,141
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,049
−HK$1,936/mo
Today · 4.125%
HK$74,985
baseline
▲ 0.50% · 4.625%
HK$78,937
+HK$3,952/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,970/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,252 · Scale 2, in force from 26 Feb 2026)