LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,528
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,633
−HK$1,123/mo
Today · 4.125%
HK$37,756
baseline
▲ 0.50% · 4.625%
HK$40,053
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,512/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,525
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,585
−HK$1,075/mo
Today · 4.125%
HK$41,660
baseline
▲ 0.50% · 4.625%
HK$43,856
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,320/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$584,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,634
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,960
−HK$1,347/mo
Today · 4.125%
HK$45,307
baseline
▲ 0.50% · 4.625%
HK$48,064
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,614/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,430
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,702
−HK$1,290/mo
Today · 4.125%
HK$49,992
baseline
▲ 0.50% · 4.625%
HK$52,627
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,984/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,739
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,287
−HK$1,572/mo
Today · 4.125%
HK$52,859
baseline
▲ 0.50% · 4.625%
HK$56,075
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,718/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,335
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,819
−HK$1,505/mo
Today · 4.125%
HK$58,324
baseline
▲ 0.50% · 4.625%
HK$61,399
+HK$3,075/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,648/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,951
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,940
−HK$2,021/mo
Today · 4.125%
HK$67,961
baseline
▲ 0.50% · 4.625%
HK$72,096
+HK$4,135/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,922/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,145
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,053
−HK$1,935/mo
Today · 4.125%
HK$74,988
baseline
▲ 0.50% · 4.625%
HK$78,941
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,976/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,280 · Scale 2, in force from 26 Feb 2026)