LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,530
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,636
−HK$1,122/mo
Today · 4.125%
HK$37,758
baseline
▲ 0.50% · 4.625%
HK$40,056
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,516/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,527
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,587
−HK$1,076/mo
Today · 4.125%
HK$41,663
baseline
▲ 0.50% · 4.625%
HK$43,859
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,326/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,636
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,963
−HK$1,347/mo
Today · 4.125%
HK$45,310
baseline
▲ 0.50% · 4.625%
HK$48,067
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,620/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,433
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,705
−HK$1,290/mo
Today · 4.125%
HK$49,995
baseline
▲ 0.50% · 4.625%
HK$52,631
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,990/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,742
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,290
−HK$1,572/mo
Today · 4.125%
HK$52,862
baseline
▲ 0.50% · 4.625%
HK$56,078
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,724/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,338
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,822
−HK$1,506/mo
Today · 4.125%
HK$58,328
baseline
▲ 0.50% · 4.625%
HK$61,402
+HK$3,074/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,656/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,955
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,944
−HK$2,021/mo
Today · 4.125%
HK$67,965
baseline
▲ 0.50% · 4.625%
HK$72,101
+HK$4,136/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,930/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,149
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,057
−HK$1,936/mo
Today · 4.125%
HK$74,993
baseline
▲ 0.50% · 4.625%
HK$78,946
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,986/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,315 · Scale 2, in force from 26 Feb 2026)