LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,531
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,636
−HK$1,123/mo
Today · 4.125%
HK$37,759
baseline
▲ 0.50% · 4.625%
HK$40,056
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,518/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,528
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,588
−HK$1,075/mo
Today · 4.125%
HK$41,663
baseline
▲ 0.50% · 4.625%
HK$43,859
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,326/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,637
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,963
−HK$1,348/mo
Today · 4.125%
HK$45,311
baseline
▲ 0.50% · 4.625%
HK$48,068
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,622/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,433
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,705
−HK$1,291/mo
Today · 4.125%
HK$49,996
baseline
▲ 0.50% · 4.625%
HK$52,631
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,992/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,743
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,290
−HK$1,572/mo
Today · 4.125%
HK$52,862
baseline
▲ 0.50% · 4.625%
HK$56,079
+HK$3,217/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,724/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,339
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,823
−HK$1,505/mo
Today · 4.125%
HK$58,328
baseline
▲ 0.50% · 4.625%
HK$61,403
+HK$3,075/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,656/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,955
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,945
−HK$2,021/mo
Today · 4.125%
HK$67,966
baseline
▲ 0.50% · 4.625%
HK$72,101
+HK$4,135/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,932/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,150
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,058
−HK$1,936/mo
Today · 4.125%
HK$74,994
baseline
▲ 0.50% · 4.625%
HK$78,947
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,988/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,321 · Scale 2, in force from 26 Feb 2026)