LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,531
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,637
−HK$1,122/mo
Today · 4.125%
HK$37,759
baseline
▲ 0.50% · 4.625%
HK$40,057
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,518/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,528
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,588
−HK$1,076/mo
Today · 4.125%
HK$41,664
baseline
▲ 0.50% · 4.625%
HK$43,860
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,328/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,638
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,964
−HK$1,347/mo
Today · 4.125%
HK$45,311
baseline
▲ 0.50% · 4.625%
HK$48,068
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,622/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,434
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,706
−HK$1,291/mo
Today · 4.125%
HK$49,997
baseline
▲ 0.50% · 4.625%
HK$52,632
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,994/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,744
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,291
−HK$1,572/mo
Today · 4.125%
HK$52,863
baseline
▲ 0.50% · 4.625%
HK$56,080
+HK$3,217/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,726/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,339
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,824
−HK$1,505/mo
Today · 4.125%
HK$58,329
baseline
▲ 0.50% · 4.625%
HK$61,404
+HK$3,075/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,658/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,956
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,946
−HK$2,021/mo
Today · 4.125%
HK$67,967
baseline
▲ 0.50% · 4.625%
HK$72,103
+HK$4,136/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,934/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,151
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,059
−HK$1,936/mo
Today · 4.125%
HK$74,995
baseline
▲ 0.50% · 4.625%
HK$78,948
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,990/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,331 · Scale 2, in force from 26 Feb 2026)