LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,532
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,637
−HK$1,123/mo
Today · 4.125%
HK$37,760
baseline
▲ 0.50% · 4.625%
HK$40,057
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,520/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,529
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,589
−HK$1,075/mo
Today · 4.125%
HK$41,664
baseline
▲ 0.50% · 4.625%
HK$43,860
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,328/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,638
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,964
−HK$1,348/mo
Today · 4.125%
HK$45,312
baseline
▲ 0.50% · 4.625%
HK$48,069
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,624/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,434
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,706
−HK$1,291/mo
Today · 4.125%
HK$49,997
baseline
▲ 0.50% · 4.625%
HK$52,632
+HK$2,635/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,994/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,744
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,292
−HK$1,572/mo
Today · 4.125%
HK$52,864
baseline
▲ 0.50% · 4.625%
HK$56,080
+HK$3,216/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,728/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,340
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,824
−HK$1,506/mo
Today · 4.125%
HK$58,330
baseline
▲ 0.50% · 4.625%
HK$61,404
+HK$3,074/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,660/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,957
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,946
−HK$2,022/mo
Today · 4.125%
HK$67,968
baseline
▲ 0.50% · 4.625%
HK$72,103
+HK$4,135/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,936/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,151
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,060
−HK$1,936/mo
Today · 4.125%
HK$74,996
baseline
▲ 0.50% · 4.625%
HK$78,949
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,992/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,336 · Scale 2, in force from 26 Feb 2026)