LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,532
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,638
−HK$1,123/mo
Today · 4.125%
HK$37,761
baseline
▲ 0.50% · 4.625%
HK$40,058
+HK$2,297/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,522/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,529
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,590
−HK$1,075/mo
Today · 4.125%
HK$41,665
baseline
▲ 0.50% · 4.625%
HK$43,861
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,330/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,639
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,965
−HK$1,348/mo
Today · 4.125%
HK$45,313
baseline
▲ 0.50% · 4.625%
HK$48,070
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,626/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,435
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,708
−HK$1,290/mo
Today · 4.125%
HK$49,998
baseline
▲ 0.50% · 4.625%
HK$52,634
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,996/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,745
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,293
−HK$1,572/mo
Today · 4.125%
HK$52,865
baseline
▲ 0.50% · 4.625%
HK$56,082
+HK$3,217/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,730/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,341
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,825
−HK$1,506/mo
Today · 4.125%
HK$58,331
baseline
▲ 0.50% · 4.625%
HK$61,406
+HK$3,075/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,662/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,958
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,948
−HK$2,021/mo
Today · 4.125%
HK$67,969
baseline
▲ 0.50% · 4.625%
HK$72,105
+HK$4,136/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,938/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,153
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,061
−HK$1,936/mo
Today · 4.125%
HK$74,997
baseline
▲ 0.50% · 4.625%
HK$78,950
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,994/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,349 · Scale 2, in force from 26 Feb 2026)