LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,533
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,638
−HK$1,123/mo
Today · 4.125%
HK$37,761
baseline
▲ 0.50% · 4.625%
HK$40,059
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,522/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,530
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,590
−HK$1,076/mo
Today · 4.125%
HK$41,666
baseline
▲ 0.50% · 4.625%
HK$43,862
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,332/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,640
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,966
−HK$1,348/mo
Today · 4.125%
HK$45,314
baseline
▲ 0.50% · 4.625%
HK$48,071
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,628/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,436
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,708
−HK$1,291/mo
Today · 4.125%
HK$49,999
baseline
▲ 0.50% · 4.625%
HK$52,635
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$99,998/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,746
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,294
−HK$1,572/mo
Today · 4.125%
HK$52,866
baseline
▲ 0.50% · 4.625%
HK$56,083
+HK$3,217/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$105,732/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,342
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,826
−HK$1,506/mo
Today · 4.125%
HK$58,332
baseline
▲ 0.50% · 4.625%
HK$61,407
+HK$3,075/mo
Deposit HK$4.67M · loan HK$10.91M · min. income ≈ HK$116,664/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,959
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,949
−HK$2,021/mo
Today · 4.125%
HK$67,970
baseline
▲ 0.50% · 4.625%
HK$72,106
+HK$4,136/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$135,940/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,154
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,063
−HK$1,936/mo
Today · 4.125%
HK$74,999
baseline
▲ 0.50% · 4.625%
HK$78,952
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.02M · min. income ≈ HK$149,998/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,360 · Scale 2, in force from 26 Feb 2026)