LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,534
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,640
−HK$1,123/mo
Today · 4.125%
HK$37,763
baseline
▲ 0.50% · 4.625%
HK$40,061
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,526/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,532
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,592
−HK$1,076/mo
Today · 4.125%
HK$41,668
baseline
▲ 0.50% · 4.625%
HK$43,864
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,336/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,641
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,968
−HK$1,347/mo
Today · 4.125%
HK$45,315
baseline
▲ 0.50% · 4.625%
HK$48,073
+HK$2,758/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,630/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,438
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,710
−HK$1,291/mo
Today · 4.125%
HK$50,001
baseline
▲ 0.50% · 4.625%
HK$52,637
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$100,002/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,748
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,296
−HK$1,572/mo
Today · 4.125%
HK$52,868
baseline
▲ 0.50% · 4.625%
HK$56,085
+HK$3,217/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,736/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,344
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,829
−HK$1,506/mo
Today · 4.125%
HK$58,335
baseline
▲ 0.50% · 4.625%
HK$61,409
+HK$3,074/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,670/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,962
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,952
−HK$2,021/mo
Today · 4.125%
HK$67,973
baseline
▲ 0.50% · 4.625%
HK$72,109
+HK$4,136/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$135,946/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,157
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,066
−HK$1,936/mo
Today · 4.125%
HK$75,002
baseline
▲ 0.50% · 4.625%
HK$78,955
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,004/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,384 · Scale 2, in force from 26 Feb 2026)