LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,535
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,641
−HK$1,123/mo
Today · 4.125%
HK$37,764
baseline
▲ 0.50% · 4.625%
HK$40,062
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,528/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,533
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,593
−HK$1,076/mo
Today · 4.125%
HK$41,669
baseline
▲ 0.50% · 4.625%
HK$43,865
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,338/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,643
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,969
−HK$1,348/mo
Today · 4.125%
HK$45,317
baseline
▲ 0.50% · 4.625%
HK$48,074
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,634/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,439
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,712
−HK$1,290/mo
Today · 4.125%
HK$50,002
baseline
▲ 0.50% · 4.625%
HK$52,638
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$100,004/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,750
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,297
−HK$1,572/mo
Today · 4.125%
HK$52,869
baseline
▲ 0.50% · 4.625%
HK$56,086
+HK$3,217/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,738/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,346
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,830
−HK$1,506/mo
Today · 4.125%
HK$58,336
baseline
▲ 0.50% · 4.625%
HK$61,411
+HK$3,075/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,672/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,964
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,953
−HK$2,022/mo
Today · 4.125%
HK$67,975
baseline
▲ 0.50% · 4.625%
HK$72,111
+HK$4,136/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$135,950/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,159
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,068
−HK$1,936/mo
Today · 4.125%
HK$75,004
baseline
▲ 0.50% · 4.625%
HK$78,957
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,008/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,399 · Scale 2, in force from 26 Feb 2026)