LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,537
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,643
−HK$1,123/mo
Today · 4.125%
HK$37,766
baseline
▲ 0.50% · 4.625%
HK$40,064
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,532/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,535
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,595
−HK$1,076/mo
Today · 4.125%
HK$41,671
baseline
▲ 0.50% · 4.625%
HK$43,867
+HK$2,196/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,342/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,645
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,971
−HK$1,348/mo
Today · 4.125%
HK$45,319
baseline
▲ 0.50% · 4.625%
HK$48,076
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,638/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,442
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,714
−HK$1,291/mo
Today · 4.125%
HK$50,005
baseline
▲ 0.50% · 4.625%
HK$52,641
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$100,010/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,752
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,300
−HK$1,572/mo
Today · 4.125%
HK$52,872
baseline
▲ 0.50% · 4.625%
HK$56,089
+HK$3,217/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,744/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,349
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,833
−HK$1,506/mo
Today · 4.125%
HK$58,339
baseline
▲ 0.50% · 4.625%
HK$61,414
+HK$3,075/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,678/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,967
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,957
−HK$2,021/mo
Today · 4.125%
HK$67,978
baseline
▲ 0.50% · 4.625%
HK$72,114
+HK$4,136/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$135,956/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,163
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,071
−HK$1,936/mo
Today · 4.125%
HK$75,007
baseline
▲ 0.50% · 4.625%
HK$78,961
+HK$3,954/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,014/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,427 · Scale 2, in force from 26 Feb 2026)