LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,538
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,643
−HK$1,123/mo
Today · 4.125%
HK$37,766
baseline
▲ 0.50% · 4.625%
HK$40,064
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,532/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,535
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,596
−HK$1,075/mo
Today · 4.125%
HK$41,671
baseline
▲ 0.50% · 4.625%
HK$43,868
+HK$2,197/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,342/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,645
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,972
−HK$1,348/mo
Today · 4.125%
HK$45,320
baseline
▲ 0.50% · 4.625%
HK$48,077
+HK$2,757/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,640/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,443
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,715
−HK$1,291/mo
Today · 4.125%
HK$50,006
baseline
▲ 0.50% · 4.625%
HK$52,642
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$100,012/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,753
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,301
−HK$1,572/mo
Today · 4.125%
HK$52,873
baseline
▲ 0.50% · 4.625%
HK$56,090
+HK$3,217/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,746/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,350
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,834
−HK$1,506/mo
Today · 4.125%
HK$58,340
baseline
▲ 0.50% · 4.625%
HK$61,415
+HK$3,075/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,680/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,968
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,958
−HK$2,021/mo
Today · 4.125%
HK$67,979
baseline
▲ 0.50% · 4.625%
HK$72,116
+HK$4,137/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$135,958/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,164
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,072
−HK$1,937/mo
Today · 4.125%
HK$75,009
baseline
▲ 0.50% · 4.625%
HK$78,962
+HK$3,953/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,018/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,438 · Scale 2, in force from 26 Feb 2026)