LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,540
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,645
−HK$1,124/mo
Today · 4.125%
HK$37,769
baseline
▲ 0.50% · 4.625%
HK$40,067
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,538/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,538
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,598
−HK$1,076/mo
Today · 4.125%
HK$41,674
baseline
▲ 0.50% · 4.625%
HK$43,871
+HK$2,197/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,348/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,648
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,974
−HK$1,348/mo
Today · 4.125%
HK$45,322
baseline
▲ 0.50% · 4.625%
HK$48,080
+HK$2,758/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,644/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,445
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,718
−HK$1,291/mo
Today · 4.125%
HK$50,009
baseline
▲ 0.50% · 4.625%
HK$52,645
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$100,018/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,756
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,303
−HK$1,573/mo
Today · 4.125%
HK$52,876
baseline
▲ 0.50% · 4.625%
HK$56,093
+HK$3,217/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,752/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,353
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,837
−HK$1,506/mo
Today · 4.125%
HK$58,343
baseline
▲ 0.50% · 4.625%
HK$61,419
+HK$3,076/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,686/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,972
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,962
−HK$2,021/mo
Today · 4.125%
HK$67,983
baseline
▲ 0.50% · 4.625%
HK$72,120
+HK$4,137/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$135,966/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,168
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,077
−HK$1,936/mo
Today · 4.125%
HK$75,013
baseline
▲ 0.50% · 4.625%
HK$78,967
+HK$3,954/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,026/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,472 · Scale 2, in force from 26 Feb 2026)