LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,540
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,646
−HK$1,123/mo
Today · 4.125%
HK$37,769
baseline
▲ 0.50% · 4.625%
HK$40,067
+HK$2,298/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,538/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,538
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,599
−HK$1,075/mo
Today · 4.125%
HK$41,674
baseline
▲ 0.50% · 4.625%
HK$43,871
+HK$2,197/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,348/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,648
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,975
−HK$1,348/mo
Today · 4.125%
HK$45,323
baseline
▲ 0.50% · 4.625%
HK$48,081
+HK$2,758/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$90,646/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,446
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,718
−HK$1,291/mo
Today · 4.125%
HK$50,009
baseline
▲ 0.50% · 4.625%
HK$52,645
+HK$2,636/mo
Deposit HK$6.23M · loan HK$9.35M · min. income ≈ HK$100,018/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,756
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,304
−HK$1,573/mo
Today · 4.125%
HK$52,877
baseline
▲ 0.50% · 4.625%
HK$56,094
+HK$3,217/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,754/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,354
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,838
−HK$1,506/mo
Today · 4.125%
HK$58,344
baseline
▲ 0.50% · 4.625%
HK$61,420
+HK$3,076/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,688/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,973
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,962
−HK$2,022/mo
Today · 4.125%
HK$67,984
baseline
▲ 0.50% · 4.625%
HK$72,121
+HK$4,137/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$135,968/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,169
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,078
−HK$1,936/mo
Today · 4.125%
HK$75,014
baseline
▲ 0.50% · 4.625%
HK$78,968
+HK$3,954/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,028/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,480 · Scale 2, in force from 26 Feb 2026)