LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,546
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,652
−HK$1,123/mo
Today · 4.125%
HK$37,775
baseline
▲ 0.50% · 4.625%
HK$40,074
+HK$2,299/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,550/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,545
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,605
−HK$1,076/mo
Today · 4.125%
HK$41,681
baseline
▲ 0.50% · 4.625%
HK$43,878
+HK$2,197/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,362/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,655
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,982
−HK$1,348/mo
Today · 4.125%
HK$45,330
baseline
▲ 0.50% · 4.625%
HK$48,089
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.35M · min. income ≈ HK$90,660/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,454
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,726
−HK$1,292/mo
Today · 4.125%
HK$50,018
baseline
▲ 0.50% · 4.625%
HK$52,654
+HK$2,636/mo
Deposit HK$6.24M · loan HK$9.35M · min. income ≈ HK$100,036/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,765
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,313
−HK$1,572/mo
Today · 4.125%
HK$52,885
baseline
▲ 0.50% · 4.625%
HK$56,103
+HK$3,218/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,770/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,363
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,848
−HK$1,506/mo
Today · 4.125%
HK$58,354
baseline
▲ 0.50% · 4.625%
HK$61,430
+HK$3,076/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,708/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,983
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,973
−HK$2,023/mo
Today · 4.125%
HK$67,996
baseline
▲ 0.50% · 4.625%
HK$72,133
+HK$4,137/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$135,992/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,181
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,090
−HK$1,936/mo
Today · 4.125%
HK$75,026
baseline
▲ 0.50% · 4.625%
HK$78,981
+HK$3,955/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,052/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,577 · Scale 2, in force from 26 Feb 2026)