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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$155.89M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$497,656
−HK$31,207/mo
▼ 0.25% · 3.875%
HK$513,136
−HK$15,727/mo
Today · 4.125%
HK$528,863
baseline
▲ 0.50% · 4.625%
HK$561,044
+HK$32,181/mo
Deposit HK$46.77M · loan HK$109.12M · min. income ≈ HK$1,057,726/mo (50% DSR)
Upfront cash ≈ HK$56.90M (deposit + AVD stamp duty HK$10,132,834 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.