LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,549
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,655
−HK$1,123/mo
Today · 4.125%
HK$37,778
baseline
▲ 0.50% · 4.625%
HK$40,077
+HK$2,299/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$75,556/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,548
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,608
−HK$1,076/mo
Today · 4.125%
HK$41,684
baseline
▲ 0.50% · 4.625%
HK$43,882
+HK$2,198/mo
Deposit HK$7.79M · loan HK$7.79M · min. income ≈ HK$83,368/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,659
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,985
−HK$1,349/mo
Today · 4.125%
HK$45,334
baseline
▲ 0.50% · 4.625%
HK$48,092
+HK$2,758/mo
Deposit HK$6.24M · loan HK$9.35M · min. income ≈ HK$90,668/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,457
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,730
−HK$1,291/mo
Today · 4.125%
HK$50,021
baseline
▲ 0.50% · 4.625%
HK$52,658
+HK$2,637/mo
Deposit HK$6.24M · loan HK$9.35M · min. income ≈ HK$100,042/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,768
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,316
−HK$1,573/mo
Today · 4.125%
HK$52,889
baseline
▲ 0.50% · 4.625%
HK$56,107
+HK$3,218/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,778/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,367
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,852
−HK$1,506/mo
Today · 4.125%
HK$58,358
baseline
▲ 0.50% · 4.625%
HK$61,434
+HK$3,076/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,716/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,988
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,978
−HK$2,022/mo
Today · 4.125%
HK$68,000
baseline
▲ 0.50% · 4.625%
HK$72,138
+HK$4,138/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$136,000/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,186
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,095
−HK$1,937/mo
Today · 4.125%
HK$75,032
baseline
▲ 0.50% · 4.625%
HK$78,987
+HK$3,955/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,064/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,619 · Scale 2, in force from 26 Feb 2026)