LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,550
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,656
−HK$1,123/mo
Today · 4.125%
HK$37,779
baseline
▲ 0.50% · 4.625%
HK$40,078
+HK$2,299/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,558/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,549
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,610
−HK$1,076/mo
Today · 4.125%
HK$41,686
baseline
▲ 0.50% · 4.625%
HK$43,883
+HK$2,197/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,372/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,660
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,987
−HK$1,348/mo
Today · 4.125%
HK$45,335
baseline
▲ 0.50% · 4.625%
HK$48,094
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.35M · min. income ≈ HK$90,670/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,459
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,732
−HK$1,291/mo
Today · 4.125%
HK$50,023
baseline
▲ 0.50% · 4.625%
HK$52,660
+HK$2,637/mo
Deposit HK$6.24M · loan HK$9.35M · min. income ≈ HK$100,046/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,770
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,318
−HK$1,573/mo
Today · 4.125%
HK$52,891
baseline
▲ 0.50% · 4.625%
HK$56,109
+HK$3,218/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,782/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,369
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,854
−HK$1,506/mo
Today · 4.125%
HK$58,360
baseline
▲ 0.50% · 4.625%
HK$61,436
+HK$3,076/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,720/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,990
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,981
−HK$2,022/mo
Today · 4.125%
HK$68,003
baseline
▲ 0.50% · 4.625%
HK$72,141
+HK$4,138/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$136,006/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,188
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,098
−HK$1,936/mo
Today · 4.125%
HK$75,034
baseline
▲ 0.50% · 4.625%
HK$78,990
+HK$3,956/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,068/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,640 · Scale 2, in force from 26 Feb 2026)