LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,553
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,659
−HK$1,123/mo
Today · 4.125%
HK$37,782
baseline
▲ 0.50% · 4.625%
HK$40,081
+HK$2,299/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,564/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,552
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,613
−HK$1,076/mo
Today · 4.125%
HK$41,689
baseline
▲ 0.50% · 4.625%
HK$43,887
+HK$2,198/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,378/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,663
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,990
−HK$1,349/mo
Today · 4.125%
HK$45,339
baseline
▲ 0.50% · 4.625%
HK$48,098
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.35M · min. income ≈ HK$90,678/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,463
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,736
−HK$1,291/mo
Today · 4.125%
HK$50,027
baseline
▲ 0.50% · 4.625%
HK$52,664
+HK$2,637/mo
Deposit HK$6.24M · loan HK$9.35M · min. income ≈ HK$100,054/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,774
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,322
−HK$1,573/mo
Today · 4.125%
HK$52,895
baseline
▲ 0.50% · 4.625%
HK$56,114
+HK$3,219/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,790/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,373
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,858
−HK$1,507/mo
Today · 4.125%
HK$58,365
baseline
▲ 0.50% · 4.625%
HK$61,441
+HK$3,076/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,730/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,995
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,986
−HK$2,022/mo
Today · 4.125%
HK$68,008
baseline
▲ 0.50% · 4.625%
HK$72,146
+HK$4,138/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$136,016/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,194
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,103
−HK$1,937/mo
Today · 4.125%
HK$75,040
baseline
▲ 0.50% · 4.625%
HK$78,996
+HK$3,956/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,080/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,685 · Scale 2, in force from 26 Feb 2026)