LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,554
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,660
−HK$1,123/mo
Today · 4.125%
HK$37,783
baseline
▲ 0.50% · 4.625%
HK$40,082
+HK$2,299/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,566/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,553
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,614
−HK$1,076/mo
Today · 4.125%
HK$41,690
baseline
▲ 0.50% · 4.625%
HK$43,888
+HK$2,198/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,380/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,664
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,991
−HK$1,349/mo
Today · 4.125%
HK$45,340
baseline
▲ 0.50% · 4.625%
HK$48,099
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,680/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,464
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,737
−HK$1,291/mo
Today · 4.125%
HK$50,028
baseline
▲ 0.50% · 4.625%
HK$52,665
+HK$2,637/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,056/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,775
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,323
−HK$1,573/mo
Today · 4.125%
HK$52,896
baseline
▲ 0.50% · 4.625%
HK$56,115
+HK$3,219/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,792/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,374
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,859
−HK$1,507/mo
Today · 4.125%
HK$58,366
baseline
▲ 0.50% · 4.625%
HK$61,443
+HK$3,077/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,732/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,997
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,987
−HK$2,023/mo
Today · 4.125%
HK$68,010
baseline
▲ 0.50% · 4.625%
HK$72,148
+HK$4,138/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$136,020/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,196
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,105
−HK$1,937/mo
Today · 4.125%
HK$75,042
baseline
▲ 0.50% · 4.625%
HK$78,998
+HK$3,956/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,084/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,699 · Scale 2, in force from 26 Feb 2026)